China Construction Bank, the nation's biggest mortgage lender, has increased the down payment on first home to 40 percent in east China's Zhejiang Province, above the minimum 30 percent regulatory requirement.
The bank has also increased the interest rate for first homes in Zhejiang to 10 percent more than the benchmark rate set by the People's Bank of China, said an official with CCB's news department, who declined to be identified because of the lender's rules. These changes began on May 5, the official said yesterday.
Home prices in Hangzhou, capital of the province, rose 5.8 percent in April from a year earlier and 0.2 percent from March, according to Soufun, the nation's biggest real-estate website owner. Housing costs climbed 2.03 percent from a year earlier in Shanghai and 4.41 percent in Beijing.
Branches of CCB can adjust their mortgage policy in line with local market conditions as long as they comply with regulatory requirements, its Beijing headquarters said yesterday.
Although the Shanghai branch of the lender still keeps to the 30 percent down payment requirement, a credit officer indicated that home buyers may face interest rates higher than the benchmark.
Other banks, including Bank of Communications, may raise the down payment on first homes amid the government's tight monetary measures, sources said. BoCom, however, said its mortgage policy is unchanged from the regulatory requirement.
Dorothy Sit, vice chairwoman and chief executive of Hang Seng Bank China, said yesterday the bank's mortgage policy is stricter than the regulatory requirement.
China has ordered banks to impose a minimum down payment of 60 percent on second homes, with interest rates 1.1 times the benchmark rate. They are also banned from offering loans to buy third or more homes.
In February, most banks, including the Industrial and Commercial Bank of China and the Bank of China, stopped offering discount on rates to first home buyers. Previously, banks could offer a maximum 30 percent discount for first home buyers but a 15 percent discount has been more common last year.
主站蜘蛛池模板： 99riav国产在线观看| 久久大香伊焦在人线免费| 精品久久久久久中文字幕女| 国产国产人免费人成免费视频| 18女人毛片大全| 大尺度无遮挡h彩漫| 一本色道久久88亚洲精品综合 | 久久久久亚洲av片无码| 最新理伦三级在线观看| 亚洲国产成人精品青青草原| 波多野结衣在线观看中文字幕| 免费能直接在线观看黄的视频| 翁熄止痒婉艳隔壁老李头| 国产区图片区小说区亚洲区| 孩交videos精品乱子豆奶视频| 成人狠狠色综合| 久久天天躁日日躁狠狠躁| 欧产日产国产精品| 亚洲日本国产精华液| 波多野结衣1区| 人人澡人人透人人爽| 精品国产亚洲一区二区三区| 国产chinesehd在线观看| 菠萝蜜亏亏带痛声的视频| 国产女人高潮视频在线观看| 欧美另类xxx| 国产电影麻豆入口| va天堂va亚洲va影视中文字幕| 国产精品无码素人福利不卡 | 最新国产在线播放| 亚洲a∨精品一区二区三区下载| 欧美在线观看视频一区| 亚洲欧美丝袜制服在线| 波多野结衣456| 亚洲第一成年免费网站| 老熟女高潮一区二区三区| 国产乱理伦片在线观看大陆| 陪读妇乱子伦小说| 国产区香蕉精品系列在线观看不卡| 龙珠全彩里番acg同人本子| 好男人www社区|