Tian Si'en, an old farmer in Harbin, capital of northeast
China's Heilongjiang
Province, never expected he would have part of his huge medical
treatment costs reimbursed.
Thanks to a pilot project in a new rural cooperative medical
system launched in Hulan of Harbin, 260,000 farmers of the county
will have financial aid to help them relieve the heavy burden of
medical fees if they confront serious maladies.
Tian, 66, is one of them who became seriously ill, suffering
from stomach cancer. He immediately ran up large hospital bills,
and became one of the first batch of beneficiaries to receive
10,000 yuan (US$1,200) in reimbursements from the insurance
system.
Experiences from the pilot project will benefit the expected
establishment of a health insurance system covering all farmers --
some 18 million -- throughout the province.
The pilot project will continue through next year and evaluated
in 2006.
If successful, the system is expected to be promoted province
wide by 2010.
For decades, farmers in China have benefited little from the
country's healthcare budget, either nationally or regionally.
Farmers in the county can join the system on a voluntary basis,
with each farmer paying 10 yuan (US$1.2) annually to join into the
system.
Then he or she would receive a 10 yuan subsidy from the
State.
The provincial-, county- and village-level governments provide
another 10 yuan according to a proportion of 4:3:3.
Reimbursement is determined by the different level of the
hospital where farmers seek treatment and the amounts charged for
care.
A patient can receive reimbursement once the charges exceed 200
yuan (US$24). The maximum reimbursement is 10,000 yuan
(US$1,200).
As one of the most important grain production bases in China,
Heilongjiang Province has a very large rural population.
For Harbin, the provincial capital, nearly 55 per cent of its
population lives in the city's rural areas.
Issues related to farmers have aroused national concerns in
recent years.
The province was among the first to be exempt from agricultural
taxes in China.
And five counties of the province, including Hulan, were
selected as pilot sites for the new medical system.
The local farmers'incomes remain very low in the province,
standing at around 3,000 yuan (US$360) this year.
"Most farmers fear falling ill," said Jiang Dequan from the
Harbin Municipal Finance Bureau.
"For them, getting sick means going broke," he told China
Daily.
Nearly half of the farmers in Hulan have joined in the system,
according to the local health bureau.
"The system was welcomed by the older generation and those who
often get sick," said Wang Yongshun from the bureau.
"But the young ones believe that it is unnecessary, at least for
the time being when they are still strong," he said.
(China Daily December 22, 2004)