????? ??? 5 ?????? ?????? ???????? ??????? ?? ??? 1998

?????? ????? ?????? ???????? ??? ????? ???? ??????? ??????? ??? ?????????:

?????? 1 ?? ??? ?????? ?? ???????? ??? ?????? ???? ??????????? ???????? ???? ??? ?????? ????? ??????? ????? ???????? ?????? ???????? ???? ???????? ??? ???????? ???????? ??????? ?????? ????? ???????? ????????

?????? 2 ???????? ??? ????????? ??????? ???????? ?? ?????? ???????? ???? ??? ???????? ???????? ????????? ??? ????? ???????? ?????? ????????? ????????? ??? ????? ???????? ?????? ????????? ???????? ????????? ???? ???? ?? ?????? ?????? ??????? ???????? ???? ???? ?????? ??????? ?????? ?? ???????? ?????? ?? ???????? ??? ?????? ????????

?????? 3 ????? ????????? ????? ??????? ???????:

(1) ????? ???????? ???????? ????????? ????????? ???????? ????????? ????????? ?????????

(2) ???? ???????? ???????? ?? ???????¨ہ ????????? ?? ??????? ???????? ??? ??????? ?????? ??? ??????? ?????????? ???????????

(3) ?????? ???????? ????????¨ہ ?????? ?????? ??? ??????? ????????? ???? ?????? ???????? ?????? ????? ??? ?????? ???? ?????? ??????? ???????? ?? ????????

(4) ????? ??????? "?????? -???????- ??????? (BOT)"

(5) ????? ??????? ???? ?????? ???????? ????????

?????? 4 ????? ???? ??????? ??????? ??? ??????? ??????? ?? ????? ??????? ??????? ???????? ???????? ???????? ??????????? ???????? ????? ??????? ?????? ??????? ???????? ???????? ????????? ???????? ????? ??????? ???????? ????????? ??????? ?????????? ??????? ?????????¨ہ ?????????? ??????? ??????? ??? ???? ??????? ??????? ?????? ????? ????? ???????? ??????? ??? ???? ???????? ????????? ?????????? ?????? ???? ???? ?????? ??????? ???????? ?????????

?????? 5 ???????? ??? ????????? ??????? ??? ??????? ??????? ???????? ???????? ???????? ??????????? ???????? ????? ??????? ?????? ??????? ???????? ???????? ????????? ???????? ????? ??????? ???????? ????????? ??????? ?????????? ??????? ????????? ?????????? ??????? ??????¨ہ ??? ????? ?????? ??????? ??????? 50% ?? ????? ??? ???????? ???? ?????? ????????? ???? ???? ??? ??????? ??? ??? ????? ????? ???? ???? ??????? ?? ???????? 50%? ????????? ???????? ??????????? ????? ?? ??? ????? ????? ???????? ??? ?????? ?? ????? ????? ??????? ??? ????? ??????? ? ??? ???? ???????? ??? ????????? ??????? ?? ??? ????? ????? ??????? ?????? ???????? ??????? ?????? ?????? ???????? ?????? ???? ??? ????? ???? ?????? ???? ??????? ??????? ?????? ?? ????? ????? ??????? ?? ??????? ???? ??? ?????? ??????? ???????

?????? 6 ???????? ????????? ??????? ???? ????????? ???? ?????? ???? ???? ??????? ??????? ??? ????? ?????? ??????? ???? ???? ??? 24% ?? ???? ????? ????? ???????? ???? ?????? ????????? ???? ?????? ???? ??????????? ???????? ???? ???? ?? ???? ?????? ???? ???? ??????? ???? ?? ??? ????? ??? ????? ?????? ??????? ????? ??? ???????? ???? ?????? ????? ?? ????? ????? ??? ????? ??????? ??? ????? ?????? ??????? ??? ????? ????? ???? ??? ?? ???? ???? ??????? ?????? ??????? ??????? ???? ???? ???? ?????

?????? 7 ???? ???????? ??? ????????? ??????? ?????? ????? ?????? ???????? ???????? ?????? ?? ???????? ????? ?? ???? ???? ????????? ?? ?????? ????????? ????? ???????? ??????? ????? ????????? ???????? ?? ??? ????? ????? ??? ??????? ???? ?? ?????? ?? ??????? ???????¨ہ ????? ??? ???????? ????? ????? ?????? ????? ??????? ???? ??? ?????? 6?

?????? 8 ?????????? ??????? ???????? ??? ????????? ??????? ???????? ???????? ???? ?????? ?? ????? ???????? ?? ????? ??? ????? ?????? ?????¨ہ ?? ?????????? ?? ????? ???????? ??????? ???? ???????¨ہ ????????? ???? ???? ??? ??????? ?? ??? ????? ???? ?? ??? ????? ?????? ??????? ????? ????? ?????? ????? ??????? ???????? ?? ??? ??????????? ???????

?????? 9 ????? ???????? ??? ????????? ??????? ?????????? ??????? ?? ???? ??????? ?????:

(1) ???? ???????? ??????? ???????? ??????? ??????????? ???????? ???????? ??????? ??????? ?????? ??????? ???????? ???????? ????????? ???????? ????? ??????? ???????? ????????? ??????? ?????????? ??????? ?????????? ????????? ??????? ??????? ?? ???? ?? ??? ???? ??????? ????? ???????

(2) ???? ???????? ????????? ??????? ???? ????????? ?? ???? ?? ??? ??? ???? ??????? ?????

(3) ???? ???????? ???? ?????? ?????? ?????????? ??????? ?????? ??????? ???????? ?? ???? ?? ??? ?????? ??????? ??????? ?? ????? ????? ??????? ?????

?????? 10 ???????? ??? ????????? ??????? ???? ???? ??? ?? ??????? ??????? ?????? ??????? ??????? ???? ??? ??????? ??????? ???????? ???? ?????? ?? ?????? ??????? ???????? ?????? ??? ????? ??? 70% ?? ???? ?? ??????? ??????? ???? ????? ???????? ?? ????? ????? ?50% ?? ???? ?? ??????? ??????? ???? ????? ???????? ?? ????? ??????? ???? ???? ?????????? ??????? ??? ???? ??????? ?? ??????? ?????????? ??? ??????? ?? ??? ??????? ???????? ?????????? ???????? ?? ???? ????? ??????? ???? ????????? ?? ?????? ??????? ??? ?????? ???? ????????? ?? ????? ??????? ???????? ????? ??????? ???? ??? ???????? ???????

?????? 11 ???? ???????? ??? ????????? ??????? ?? ???? ?? ??? ?????? ???????? ??????? ??? ????????

?????? 12 ???? ???????? ??? ????????? ??????? ?? ???? ???????? ?? ???????? ? ????? ?? ??? ??????? ??????? ???????? ??? ???????? ????????? ??????? ???? ??????? ?? ?????

?????? 13 ??? ????? ????????? ??????? ???????? ??? ????????? ??????? ??? ??????? ?? ????? ?????? ?????? ???¨ہ ???? ????? ??? ??? ?????? ???? ??????? ??????

?????? 14 ????? ???????? ??? ????????? ??????? ??? ???????? ??????? ?? ??????? ??? ???????? ??? ????? ?? ??? ?? ??? ??? ????? ? ??? ????? ??? ???????? ??????? ?? ??????? ?????? ??????¨ہ ??????? ?? ???? ????? ??????? ?????? ?????? ?? ???? ???????? ??????? ?? ???????? ? ????? ?????? ????????? ?? ?????????? ???????? ?? ???? ???????? ?? ????? ??????? ????????? ?? ???????? ??? ?????? ???? ???????? ? ???? ???????? ??? ????????? ??????? ?? ???? ????? ???????? ????? ??????? ?????? ??? ???????

?????? 15 ???? ??????? ???????? ??????? ???????? ?? ????? ???????? ??? ????????? ??????? ????????? ????? ??? ????? ? ????? ?? ???? ????????? ?? ??????? ??????? ????????? ????? ???? ???? ???? ??? ??? ?????? ??? ???????? ?????? ????????

?????? 16 ?? ???? ??? ???? ?? ??? ?? ???? ?????? ????? ??? ???????? ??? ????????? ??????? ?????? ?????? ???? ???? ??????? ????? ??? ???? ? ??? ?? ?????? ???????? ?? ???? ???? ??? ????? ?????? ?? ???????? ??? ????????? ??????? ??? ???? ????? ??????? ??? ??? ??????? ???? ???? ?? ???? ??? ???? ????? ?? ???? ?????? ??????? ???? ?????? ? ???? ???? ??????? ????????? ??????? ?? ??? ??? ??????

?????? 17 ???? ??????? ??????? ???????? ???? ?????? ??????????? ???????? ??????? ???? ???????? ?? ???? ??? ????? ?????? 5?0% -3% ?? ???? ??? ????? ???????? ??? ???????? ???? ??????? ?????? ???????? ? ?????? ?????? ??????? ?? ??????? ??????? ????? ?????? ????? ???????? ??????? ??????

?????? 18 ???? ????? ????? ??? ?????????? ??????? ??? ????? ??????? ???????? ???????? ???????? ??????? ??? ?????? ????? ???????? ??? ????????? ??????? ? ??? ?? ??? ?? ???? ????????? ?? ???? ????? ???????? ????? ????? ??????? ??? ???? ???? ????

????? 19 ????? ???? ??? ?????????? ??????? ?????? ???????? ??????? ??? ?????? ????????

?????? 20 ????? ?????? ???????? ????? ??????? ?? ??? ??????? ??? ??? ????? ????? .

?? ??? ??? ????????? ???????? ??????? ??????????? ??????? ???????? ?? ????? ???????? ????? ????? ?????? ???????? ????? ?? ???????? ????? ???? ???? ?????? ???? ?? ???????? ????????¨ہ ??? ??????? ?? ???? ???? ???? ????? ?

?????? ????? ?????? ???????? ???? ????? ???????? ???????:

(1) ????? ?????? ??????? ??????? ?? ????? ?? ???? ??????? ????? ???????? ????? ????????? ???????? ????????? ????????? ???????? ????????? ????????? ????????? ???? ????? ??? ???????? ????????¨ہ ??????? ??????????? ???????? 25% ????? ?? ????? ?????? ?????? ??????? ???? ?? ???? ?? ??? ???? ??????? ????? ??? ?? ?????? ????? ????? ????? ????????? ???? ?? ???? ?? ??? ???? ??????? ????? ??????? ??????? ??????? ?? ????? ? ???? ???? ?????? ??? ??????? ?????? ?? ???? ??? ???? ??????? ?????

(2) ????? ???? ?????? ????? ???????? ????? ?????? ??? ?? ???? ??? ??????? ???? ?? ??? ??? ???????? ?????? ??????? ?? ?? ??? ?? ???? ???? ?? 10 ???? ???? ?? ?????? ?????? ?? ???? ???? ??? ??? ????? ???????? ???? ???? ????? ???? ???? ???? ??? ??? ????? ???? ?????? ?? ???? ?? ?? ???? ???? ??? ??? ??? ????? ?????? ?? ????? ??????? ????? ??? ???? ?????????? ?? ??? ?????? ? ???? ?????? ????? ????? ??????? ???????? ?????????

(3) ????? ?????? ????? ???????? ??? ????? ???????? ???? 80% ?? ?????? ??????? ?????? ????? ?? ??? ?? ?????? ???????? ??????? ??????? ????????

(4) ??? ?????? ??? ??????? ? ?? ????? ????? ????? ???????? ???????? ?? ????? ??????? ????? ????????? ?????